The Mexican payment ecosystem is in the midst of a paradox: while its regulatory framework encompasses one of the most developed fintech laws in the region, the majority of the country’s payments continue to rely heavily on cash. However, the horizon for growth is extensive as the fintech law was just approved in March 2018 and the local market already counts as many as 441 startups. The biggest winners will be those that can most effectively meet the banking needs of the country’s 120 million population—and in particular, the large segment of financially under-served people—and those that can create the most scalable solutions. This panel unites leaders of the companies that are bringing innovations to digital payment systems as well as those that have developed successful e-commerce platforms, particularly during the pandemic.